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A mortgage pre-qualification can be useful as an estimate of how much someone can afford to spend on a home, but a pre-approval is much more valuable. It means the lender has checked the potential.
Applying for a mortgage can seem like a daunting process for a first-time home buyer, especially if that home buyer also happens to be new to Houston. That means going through an unfamiliar process,
A free mortgage prequalification lets you know roughly how much you can borrow, based on basic financial data you provide. There is no fee or obligation and no credit check involved. A pre-approval involves a more detailed look at your data and is based on a preliminary review of your credit information.
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