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Can you afford to live in these Seattle neighborhoods? The 2017 numbers – To calculate the neighborhood figures, we assumed a 20-percent down payment on a 30-year mortgage and a 3.75-percent interest rate. Then we plugged the numbers into Zillow’s mortgage calculator.
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How Much Of My Monthly Income Should I Spend On A Mortgage? – That’s far more than most of us could afford to pay in cash, and why most of us take out a mortgage. But don’t rely on a lender to tell you how much of your monthly income you can comfortably. look.